Michelle Santiago, J.D., CFP®
As a Client Advisor, Michelle serves as a trusted partner, helping clients make informed financial decisions with confidence. Through personalized advice, ongoing communication, and a deep understanding of each client's goals, Michelle provides the guidance and support needed to navigate life's financial opportunities and challenges.
Outside of work, Michelle enjoys gardening, traveling, and taking on DIY home improvement projects. During basketball season, you'll often find her cheering on the Maine Celtics at their home games.
Work Experience
- R.M. Davis, joined in 2026
- HM Payson & Co., Chief Trust Administrative Officer, Relationship Manager
- HM Payson & Co., Trust Officer
- Hopkinson & Abbondanza, P.A., Associate Attorney
Education
- Boston University, Master of Laws, Taxation (expected graduation August 2026)
- Boston University, Financial Planning Certificate
- University of Maine School of Law, Juris Doctor
- University of Maine, Bachelor of Arts, Political Science
Memberships
- Maine Bar
- U.S. District Court of Maine
- Maine Estate Planning Council
- CERTIFIED FINANCIAL PLANNER™ professional
Community Involvement
- Maine Estate Planning Council, Board Member
- The Maine Women's Conference, Board Member (past)
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification mark CERTIFIED FINANCIAL PLANNER™ in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.