R. M. Davis, Inc.

Facilitate: To Make Easier the Attainment of a Result
At R. M. Davis, Inc., our advisors do their utmost to simplify the complexity of clients' financial affairs, making it easier for them to achieve their goals.

Wealth Management

Investment Advisory Services
A critical component of wealth management is the preservation and growth of clients' assets. We help our clients reach their investment objectives by providing investment management that is tailored to each client's needs and circumstances, and which meets the client's investment return expectations while avoiding unnecessary investment risk.

We provide investment advisory services to individuals and families, non-profit organizations, businesses, and municipalities. We manage assets held in investment accounts, IRA's, employee benefit plans, trusts, and endowment funds.

Financial Counseling
To help our clients plan for the future, whether they are individuals or institutions, we work with them and their other trusted advisors to develop financial plans and projections to illustrate future asset growth and expenditures. From this process, clients can better understand the actions that are necessary to achieve and maintain financial security and the lifestyles to which they aspire.

Our financial planning services include retirement planning, budgeting and spending plans, education savings programs, insurance protection, estate planning and generational transfers, income and estate tax issues, charitable and family gifting, and general healthcare and Medicare analysis.

Trustee Services
We welcome the opportunity to offer our services as a professional trustee for our wealth management clients. We serve as trustee or co-trustee for many different kinds of trusts, including revocable living trusts, irrevocable testamentary trusts, charitable remainder trusts, and irrevocable life insurance trusts.

Such trustee services include having the client's portfolio manager serve individually as a client's trustee or co-trustee and performing (or arranging for the performance of) necessary trust administration functions such as preparing trust tax returns, providing trust accounting reports, and delivering annual accountings to beneficiaries.

Personal Affairs Management
As part of our overall package of wealth management services, we are pleased to offer a useful service, personal affairs management. This service is designed to assist our investment management clients in organizing and dealing with their personal/household financial affairs.

Our personal affairs management services encompass reviewing and preparing checks to pay household bills, reconciling checkbooks, assisting in completing governmental benefit and private insurance forms, compiling and organizing income tax data, and helping to establish personal budgets and financial record keeping systems.